Financial Services
At Heartland Wealth Solutions, we strive to help our clients find the strategies and tools they need for the retirement they want. It’s our mission to discover the most efficient strategy for each individual through a customized income plan.
Retirement Income Strategies
With thousands of baby boomers retiring every day, some of the top questions on their minds are, “How can I generate an income to last for the rest of my life?” and “How do I protect myself from longevity risk?” We provide solutions and answers to these common questions. Our retirees feel more confident in knowing their income will last for the rest of their lives.
Social Security Maximization
With over 100 different options for how and when to take Social Security benefits, many retirees wonder about the best strategy. We help by maximizing Social Security with in-depth analysis on your individual situation to determine when to take your benefits and how to file. Understanding how your Social Security income is taxed is also a priority for many retirees. Our experience with benefits helps us teach you how to increase income and reduce taxes.
Life Insurance
Does life insurance even make sense in this stage of life? We believe there isn’t a more efficient way to transfer wealth and plan a legacy than with life insurance. Depending on your situation it could take pennies on the dollar to add this tax-free, death benefit to surviving spouses and loved ones.
Long-Term Care Insurance
Long-term care insurance helps protect you from heavy financial burdens if you or your spouse is unable to perform standard acts of daily living (i.e. walking, using the bathroom unaided, bathing, etc.). The last thing you should have to worry about in a long-term health crisis is the financial cost. We provide comprehensive reviews of your current long-term care insurance and provide options for hybrid products that include both long-term care protection and wealth preservation.
Legacys
It is an important part of every retirement plan to have an estate strategy to help protect your legacy. We work with skilled attorneys with an expertise in living wills, trusts, powers of attorney, and other estate planning documents to make sure your legacy is transferred to who you want, when you want them to receive it.
Medicare
The Medicare system seems to be an ever-changing program. Our office can provide you with the answers to your Medicare questions and concerns. Each year, there are a couple of open enrollment periods, at which point, we will provide our clients the most up-to-date products and supplements for their benefit.
Annuities for Retirement Income
Many retirees are considering fixed index annuities (FIAs) as a great option for their retirement funds, because FIAs offer the opportunity to participate in a portion of market-linked growth with no market downside. These unique products offer the potential for a steady lifetime income without the same market volatility experienced in 401(k)s and other employee-sponsored retirement plans. We offer a complimentary annuity review for all those in our community who want to understand their existing annuities or potential annuities.
Financial Strategies in Highlands County, FL
Take the next step in your retirement with Heartland Wealth Solutions. Fill out the form below to request your complimentary portfolio review.
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